Affiliate Networks Dropping Like Flies

If someone just getting started with affiliate marketing were to ask me what networks they would go with I would suggest Shareasale, Commission Junction, and ClickBank. I know I have ripped some of them in the past but the bottom line is they will pay. And yes, I know there are a handfull of networks that are rock solid and not going anywhere but lets be honest - Is person brand new to affiliate marketing going to get accepted to these? Unfortunately the ones that are "newbie" friendly will probably be out of business in a couple months and your money gone with it. Its amazing how many networks have gone under in the last year. Most of the networks left standing have their own products in addition to affiliates. I gotta believe that all the FTC changes have to do with this. And the FTC has gone after and virtually shut down a couple networks in 2011 alone. Is 2012 the last year we will see affiliate networks as we know it?